Empowering Banks and Fintech Organizations with PrismERP
A Future-Ready ERP Solution for the Financial Sector
In an era of rapid digital transformation, both traditional banks and modern fintech companies require a unified system that streamlines internal operations, ensures regulatory compliance, and delivers actionable insights. PrismERP is the trusted digital backbone designed to meet the complex needs of financial institutions—whether you're a well-established bank or a fast-growing fintech organization.
Built with deep industry expertise and powerful automation capabilities, PrismERP enables financial institutions to enhance productivity, strengthen governance, and make data-driven decisions with confidence.

Trusted By Leading Banks
“Divine IT Ltd. a renowned IT Firm developed the Customer Services & Complaint Management (CS&CM) software for Midland Bank.
The MD & CEO of the Bank expressed his gratitude to the whole team, who worked hard to implement the software on time. He also gave thanks to Mr. Iqbal Ahmed Fakhrul Hasan, CEO of Divine IT Ltd. and his team for timely handing over of the software.
For implementation of this software, the Bank will now be able to handle its Complaint Management activities with greater efficiency.”
PrismERP offers a suite of integrated modules specifically tailored to address the unique challenges and opportunities within banking and fintech
Core Banking Integration: Streamlining End-to-End Banking Operations

Centralized Platform
Consolidate diverse banking functions, including account management, deposit handling, loan origination and servicing, payment processing, and general ledger, into a single, unified platform.

Real-Time Visibility
Gain a holistic and real-time view of all core banking operations, enhancing operational efficiency, minimizing discrepancies, and improving data accuracy.

Enhanced Customer Experience
Facilitate seamless and consistent customer interactions across all service channels through integrated data and workflows.
Robust Compliance & Audit Trail: Ensuring Regulatory Adherence and Transparency
Automated Compliance Management
Stay ahead of evolving national (e.g., Bangladesh Bank regulations) and international financial regulations through built-in compliance frameworks and automated checks.
Comprehensive Audit Trail
Maintain a secure and immutable log of all system activities, providing complete transparency and accountability for regulatory audits and internal investigations.
Minimize the risk of non-compliance
penalties and reputational damage through proactive compliance management features.

Real-Time Financial Insights & Analytics: Driving Data-Driven Decisions

Interactive Dashboards
Access customizable, real-time dashboards that provide an immediate overview of key performance indicators (KPIs), financial positions, and operational metrics.

Advanced Reporting Capabilities
Generate comprehensive financial reports, including balance sheets, income statements, cash flow statements, and regulatory reports, with ease and accuracy.

Predictive Analytics
Leverage built-in analytical tools to identify trends, forecast performance, and make proactive, data-backed strategic decisions.
Integrated Digital Payment Management: Modernizing Transaction Ecosystems
Multi-Channel Payment Support
Manage a wide array of digital payment methods, including mobile banking transactions, card payments (credit/debit), online fund transfers, and emerging payment technologies, within a secure and unified environment.
Automated Reconciliation
Streamline and automate payment reconciliation processes, reducing manual effort and improving accuracy.
Enhanced Transaction Security
Implement robust security protocols to safeguard digital transactions and protect sensitive customer data.


Advanced Risk & Credit Analysis: Proactive Risk Mitigation and Informed Lending
Comprehensive Credit Assessment
Utilize integrated analytics to evaluate borrower creditworthiness, assess risk profiles, and improve the accuracy of lending decisions.
Risk Management Framework
Implement and monitor various financial risks, including credit risk, market risk, and operational risk, through built-in risk management tools and reporting.
Fraud Detection Capabilities
Identify and mitigate potential fraudulent activities through anomaly detection and real-time monitoring.
Holistic Customer Lifecycle Management (CLM): Fostering Long-Term Customer Relationships
360-Degree Customer View
Gain a complete view of every customer interaction, from initial on-boarding and Know Your Customer (KYC) processes to product utilization and support engagements.
Personalized Customer Engagement
Deliver tailored product offerings, services, and communication based on individual customer profiles and preferences.
Improved Customer Retention
Enhance customer satisfaction and loyalty through proactive relationship management and personalized experiences.

Key Focus Areas and PrismERP Solutions
Challenges | PrismERP Solution | Benefits |
---|---|---|
Compliance & Reporting | Automated, accurate reporting aligned with central banks. | Reduced compliance risk, streamlined regulatory submissions. |
Financial Operations | Automates finance, provides real‑time tracking. | Minimized errors, improved efficiency, enhanced financial control. |
Data Management | Unified platform synchronizes data for accuracy. | Consistent data, reduced redundancy, improved data integrity. |
HR & Customer Management | Centralizes HR and CRM for consistent access. | Improved employee management, enhanced customer understanding. |
Operational Efficiency | Integrates departments for better collaboration. | Streamlined workflows, reduced bottlenecks, increased productivity. |
Decision‑Making | Real‑time dashboards and analytics for informed decisions. | Timely insights, data‑driven strategies, improved business outcomes. |
Process Automation | Automates routine tasks for efficiency. | Reduced manual effort, faster turnaround times, improved accuracy. |
Security & Risk Management | Robust security measures and risk management tools. | Protection against data breaches and fraud, enhanced compliance. |
Key Modules Designed for Financial Institutions
Financial Management System (FMS)
Manage financial transactions, budgeting, fund allocations, and regulatory reporting with precision and accountability.
Human Capital Management (HCM)
Digitize the complete employee life-cycle including recruitment, on-boarding, payroll, leave, performance, and training—while maintaining alignment with local labor laws and HR best practices.
Procurement & Inventory
Automate procurement workflows, vendor management, inventory tracking, and cost control across branches and offices.
Fixed Asset Management
Track and manage fixed assets, from acquisition to disposal. Automate depreciation schedules and ensure audit-readiness through comprehensive records.
Document Management
Digitally organize and secure important documents such as policies, contracts, compliance papers, and internal forms with controlled access and version tracking.
Project & Workflow Management
Plan, monitor, and optimize internal projects. Enable smooth approval cycles, role-based task assignments, and visibility across departments.
CRM for Internal Service Handling
Handle internal service requests, technical support, and inter-departmental tickets with ease. Maintain service level standards and performance tracking with integrated analytics.
HR Management
A robust module for daily HR operations—from managing staff data and attendance to contract renewals and departmental transfers.
Asset Management
Beyond fixed assets, track move able and IT assets with assignment history, maintenance records, and usage status.
Ticketing System / Complaint Management System
Enable centralized handling of both internal issues and customer complaints. Ensure traceability, escalation, resolution tracking, and compliance with regulatory timelines.
Cheque Book Requisition System
Digitally manage cheque book requisitions from customers or internal users, ensuring approval workflows, issuance logs, and delivery status updates are recorded for accountability.
Why Leading Banks & FinTechs Choose PrismERP:
- Built-in Bangladesh Bank Compliance: Specifically designed with local regulatory requirements in mind, ensuring seamless compliance for financial institutions in Bangladesh.
- End-to-End Digitization: Facilitates a complete digital transformation of core operations, eliminating manual processes and enhancing overall efficiency.
- Customizable Workflow: Offers flexible customization options to adapt to the unique workflows and specific needs of individual banks and fintech organizations.
- Scalable Architecture: Designed to scale seamlessly with the growth of your institution, ensuring long-term adaptability and investment protection.
- Security-First Approach: Implements robust security protocols and measures to protect sensitive financial data and ensure the integrity of your operations.
Our Customers

Schedule a Live Demo
Go for a free practical demonstration in order to experience the user friendly platform of PrismERP

At a Glance
Go through all the overall features & solutions that are being covered in this industry by PrismERP
ERP Software Blogs

5 tips for selecting the right ERP software
Before going for the selection of ERP, it is important to understand the definition of ERP (Enterprise Resource Planning). Currently there are various ERP software companies globally as well as in local markets so you will get to see many designed framework available.

How ERP can help you to organize your business
As there are lot of advancement in the technologies and innovation in business, the business procedure is bound to be updated in order to make the business secure and better. For any size of business whether small, medium or larger organizations faces greater challenges while streamlining their business process and goes through lot of difficulties while organizing the business.

ERP Trend for 2018
When business organizations started realizing the importance of an automatized system to run their business, since then Enterprise Resource Planning has been reigning the software market. Every organization now hopes to find the most tech-savvy ERP system